Senior Analyst/ Analyst - Insurance

Credit Analyst, Senior Analyst/Analyst – Insurance

As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, raings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.

Joining Fitch Ratings in LATAM offers the opportunity to work with the most celebrated credit ratings organization in the region, renowned for its excellence and leadership. We boast a track record of over four decades of experience, with more than 2,000 ratings assigned to Latin American banks, corporates, structured finance, sovereigns and other entities. We cover the most relevant capital markets, showing a deep-rooted understanding of the region's unique financial environment. Our team is committed to innovation and collaboration, providing a dynamic environment where you can make a difference.
 

About the Team

Fitch Ratings is looking for a Senior Analyst/Analyst to provide credit analysis for our Mexico Insurance Group analyzing insurance companies with an emphasis on either Property/Casualty or Life Insurance in Mexico City. Job title and duties will be dependent upon relevant experience and tenure you bring to the role. 

As a member of the Mexican Insurance analytical team, you will be in charge of a varied portfolio of regulated insurance companies and insurance holding companies either the property/casualty or life space, either as lead or secondary analyst role.  The currently envisaged portfolio comprises approximately 12 insurance organization credits as lead analyst and 6 as secondary analyst.  You will monitor and analyze company news flow and financial results to identify events or trends which may lead to rating changes. You will also attend meetings with rated company’s senior management. You will present and discuss recommendations for new ratings or rating changes, holding internal rating committees. Some, but not an excessive level, of travel will be required (albeit this is currently severely limited due to the pandemic).

What We Offer:

• Fitch Ratings offers a range of credit ratings, research, and data services to help investors make informed decisions.
• The Financial Institutions Group focuses on providing ratings and analysis for banks, insurance companies, and other financial institutions.
• Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world.

How You’ll Make an Impact: 

• Lead coverage on a portfolio of property/casualty or life insurance companies
• Interact with management of property/casualty or life insurance companies
• Prepare and presenting rating committee packages
• Participate in rating committees
• Contribute to insurance industry research
• Back-up coverage on selected insurance companies
• Maintain files in accordance with company policies

You May be a Good Fit if:

• Bachelor’s degree in Actuarial Science, Economics or Finance.
• 1-3 years of relevant experience in property/casualty or life insurance analysis or in a strategic planning, financial management or actuarial position within the insurance industry; as previously note, offer will be made at the level appropriate to the type and amount of experience incumbent brings with them. 
• Self-motivated professional  
• Strong analytical, quantitative, and organizational skills
• Excellent written and verbal communication skills　
• Ability to shift fluidly between multiple projects as priorities change 　
• Ability to excel in a team-oriented environment
• Expertise in Excel and Word. Basic knowledge in VBA programming (macros) desired.
• English oral and written fluency.
• Strong candidates with less experience may be considered at varying levels

What Would Make You Stand Out: 

The role would suit an individual with previous analytical experience looking to develop further in an intellectually challenging, analytically rigorous yet supportive environment. The candidate should be genuine interested in insurance.

Fitch’s insurance analysts have diverse backgrounds, including career financial/credit analysts, professional services, or financial/operational roles in companies

Why Choose Fitch: 

• Hybrid Work Environment: 2 to 3 days a week in office required based on your line of business and location
• A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
• Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
• Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
• Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
• Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe
• Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.

Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. 

For more information please visit our websites:   

www.fitchratings.com | www.fitchsolutions.com | www.fitchlearning.com

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