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Credit Analyst (DCM/Securitization), Director - Structured Finance - Brazil

Requisition ID:  46428
Business Unit:  Fitch Ratings
Category:  Credit Analysis & Research
Location: 

São Paulo, BR

Date Posted:  Mar 29, 2024

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective.  Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion.  Fitch’s Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences.  Fitch’s ERGs are available to connect employees with others within the organization to offer professional and personal support. 

 

With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey.

Director – Structured Finance – Brazil

 

Fitch Ratings is seeking a Director to join its Structured Finance group in São Paulo.

 

Fitch's Structured Finance team in Brazil is responsible for the credit ratings of local market transactions mainly structured via Fundos de Investimentos em Direitos Creditórios (FIDCs), debentures and securitization companies (CRIs and CRAs). The candidate will be responsible for assigning and reviewing ratings on various structured finance transaction types, including ABS and Structured Credit, which involve modeling cash flows, legal documentation review, analyzing collateral, preparing credit committee reports, and communicating credit opinions to investors and issuers.

 

What We Offer:

  • An opportunity to acquire knowledge and develop technical expertise across multiple jurisdictions and sectors, especially in Structured Finance;
  • Get involved with Fitch’s tools, criteria and analysis through different asset classes;
  • Have access to a number of market participants, from securitization companies to investors and arrangers;
  • To be part of an excellent and supportive team of analysts.

 

We’ll Count on You To:

  • Leading a team of analysts, mentoring and coaching, and guiding them through the rating process;
  • Analyzing transactions to provide high quality credit opinions to investors and other market participants;
  • Implementing appropriate default and cash flow modelling;
  • Analyzing transaction legal documents to ensure compliance with Fitch’s criteria and models;
  • Leading rating committee processes for new and existing transactions and loan servicers, and presenting to internal rating committees;
  • Producing quality internal and external written reports with predetermined frequency including credit committees, criteria, special reports and market commentaries;
  • Leading research projects for Structured Finance Latin America;
  • Lead virtual and in-person meetings with originators, servicers and arrangers as part of the surveillance of existing ratings and the proposal of new ratings;
  • Participate in Fitch events representing our views;
  • Communicate rating rationale to investors and other market participants through presale reports, presentations and meetings.

 

What You Need to Have:

  • Bachelor's degree in economics, engineering or a business-related field with focus in Finance;
  • Previous experience in structured finance/securitization is required;
  • Excellent project management skills and ability to effectively coordinate development of dynamically changing performance analytics needs;
  • Proven database management and macro-development skills;
  • Strong communication and presentation skills, verbal and written, both in English and Portuguese;
  • Quantitative and analytical thinking;
  • Attention to detail, organizational and time management skills;
  • Ability to actively participate in meetings conducted in English and Portuguese and read and comprehend legal documents;
  • Team orientation, with ability to effectively build relationships both externally and internally.

What Would Make You Stand Out:

  • Experience in line managing, mentoring and coaching junior analysts is highly desirable

 

 

Why Fitch?

At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone.

Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority.

We are building incredible things at Fitch and we invite you to join us on our journey.

Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning.

For more information please visit our websites:  www.fitchratings.com www.fitchsolutions.com www.fitchlearning.com

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.

Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

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