Analyst/Senior Analyst - Structured Credit, Asset-Backed Securities - Toronto, ON

As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.

At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a “challenger mindset,” you'll join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. Lastly, as part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.

Want to learn more about a career as a credit analyst at Fitch Ratings? Visit: https://careers.fitch.group/content/Credit-Analysts/

 Analyst/Senior Analyst - Structured Credit, Asset-Backed Securities - Toronto, ON

Fitch Ratings is seeking a Credit Analyst or Senior Analyst to join the Asset-Backed Securities Group in our Toronto office

Fitch Ratings is adding a highly motivated professional to the Asset Backed Securities (ABS) team as an Analyst. The position provides opportunities to grow credit understanding across consumer ABS through monitoring macro trends and impacts to pool and ABS rating performance. The analyst will join a growing team covering consumer sectors such as auto loan and lease, credit cards, and unsecured installment loans.

Successful candidates should demonstrate the ability to develop credit views, have experience analyzing performance trends and have strong communication skills (written and verbal).

About the Team:

• Ability to grow your presence in ABS credit, along with the breadth and depth of your capabilities across different sectors, asset classes, structures and markets
• An opportunity to develop as an analyst in a growing and dynamic group at a global rating agency
• A rewarding role that is essential for the debt capital markets to make more informed decisions via timely, insightful and forward-looking rating actions and research

How You’ll Make an Impact:

• Analyze the critical credit, legal and structural elements of ABS transaction structures
• Contribute to dynamic rating workflows by leading analysis and monitoring a portfolio of ABS transactions
• Utilize cashflow models to form opinions on future performance
• Staying abreast of sector trends and communicate your views effectively
• Lead and/or support sector trend research reports and projects

You May be a Good Fit if:

• We are looking for a professional with a BA/BS degree and a minimum of 1-2 years of relevant experience
• Knack for communicating your views (particularly in writing) and ability to analyze large data sets and form conclusions are required
• Fitch is a team-oriented work environment, so excellent interpersonal skills are essential, as is a strong work-ethic and a results-oriented mindset
• Finance fundamentals and current views of economic conditions, combined with a willingness and ability to quickly learn new concepts and techniques

What Would Make You Stand Out:

• Direct experience with ABS credit, either buy-side or sell-side is prized
• Thoughtful views on economic trends in North America and expected impacts to consumer households and credit
• Passion for analysis, putting together themes and working with like-minded individuals
• Desire to expand your capabilities and expertise across ABS asset classes with a leading team in the credit markets

Why Choose Fitch:

• Hybrid Work Environment: 2 to 3 days a week in office required based on your line of business and location
• A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
• Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
• Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
• Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
• Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe
• Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community

Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

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