Structured Credit - Analyst / Senior Analyst, Asset-Backed Securities - Toronto

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective.  Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion.  Fitch’s Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences.  Fitch’s ERGs are available to connect employees with others within the organization to offer professional and personal support. 

With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey.

Structured Finance – Analyst / Senior Analyst, Asset-Backed Securities

Fitch Ratings is seeking a Credit Analyst to join the Asset-Backed Securities Group in our Toronto office

Fitch Ratings is adding a highly motivated professional to the Asset Backed Securities (ABS) team as an Analyst. The position provides opportunities to grow credit understanding across consumer ABS through monitoring macro trends and impacts to pool and ABS rating performance. The analyst will join a growing team covering consumer sectors such as auto loan and lease, credit cards, and unsecured installment loans.

Successful candidates should demonstrate the ability to develop credit views, have experience analyzing performance trends and have strong communication skills (written and verbal).

What We Offer:

• Ability to grow your presence in ABS credit, along with the breadth and depth of your capabilities across different sectors, asset classes, structures and markets;
• An opportunity to develop as an analyst in a growing and dynamic group at a global rating agency;
• A rewarding role that is essential for the debt capital markets to make more informed decisions via timely, insightful and forward-looking rating actions and research.

We’ll Count on You To:

• Analyze the critical credit, legal and structural elements of ABS transaction structures;
• Contribute to dynamic rating workflows by leading analysis and monitoring a portfolio of ABS transactions;
• Utilize cashflow models to form opinions on future performance;
• Staying abreast of sector trends and communicate your views effectively;
• Lead and/or support sector trend research reports and projects.

What You Need to Have:

• We are looking for a professional with a BA/BS degree and a minimum of 1-2 years of relevant experience.
• Knack for communicating your views (particularly in writing) and ability to analyze large data sets and form conclusions are required.
• Fitch is a team-oriented work environment, so excellent interpersonal skills are essential, as is a strong work-ethic and a results-oriented mindset.
• Finance fundamentals and current views of economic conditions, combined with a willingness and ability to quickly learn new concepts and techniques.

What Would Make You Stand Out:

• Direct experience with ABS credit, either buy-side or sell-side is prized;
• Thoughtful views on economic trends in North America and expected impacts to consumer households and credit;
• Passion for analysis, putting together themes and working with like-minded individuals.
• Desire to expand your capabilities and expertise across ABS asset classes with a leading team in the credit markets.

Why Fitch?

At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone.

Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority.

We are building incredible things at Fitch and we invite you to join us on our journey.

Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.